What is Valuable Items Insurance?
Valuable items insurance covers jewelry, fine art, collectibles, musical instruments, and more—items that may not be fully protected under standard homeowners or renters policies. Get dedicated coverage for the things that matter most.
Cover Your Valuables From:
Theft
Accidental Loss
Damage (including breakage)
Mysterious Disappearance
Worldwide Coverage
Newly Acquired Items
FAQ
What is valuable items insurance?
It’s extra coverage for jewelry, fine art, antiques, collectibles, and other items that may exceed the limits of your homeowners policy.
Do I need an appraisal?
Yes, most insurers require a professional appraisal or recent receipt to establish the value and document the item’s condition.
Does it cover accidental loss or mysterious disappearance?
Many valuable items policies offer “all risk” coverage, including accidental loss and disappearance—not just theft or fire.
Are items covered worldwide?
Yes, most policies cover your valuables wherever you travel, but confirm coverage details with your agent.